Your home is one of the most significant investments you will have in your life. So, if your home is damaged, it can be frustrating. This is why we have insurance. Every month you pay for a policy that gives you peace of mind that your home will be covered in the event of an accident or disaster. What do you do when your insurance company doesn’t pay your claim? When your insurance company breaks that promise to give you peace of mind?
Now, you’re living in the wreckage and facing damages that you can’t pay. You need an experienced attorney that can help you appeal your denial. Just because an insurance company refuses to pay your claim, doesn’t mean that they are right. A skilled insurance claim attorney can review your claim and policy to ensure that you get lawful compensation to cover your damages.
Scott, Vicknair, Hair, and Checki are a skilled firm of lawyers that handle insurance denial claims. We understand what it takes to win an insurance appeal, and we’ll fight for your compensation every step of the way. We know how much your home means to you, and you deserve to be covered by the policy that you pay for every month.
If you have received an Access Home Insurance Company claim denial, we need to act immediately. We only have a short amount of time to file your appeal.
Why was my claim denied?
There could be many reasons why your claim was denied, which is why you need an experienced bad faith insurance attorney to handle your case. We will go through your insurance policy as well as your claim to determine your next steps.
Even if an insurance company has a valid reason for a denial, this still isn’t the end of your case. You can always appeal the decision, and we will argue your case for you. We work directly with the insurance company to ensure that you have the best shot of winning your appeal. Some reasons that an insurance claim could be denied, include:
- Damage isn’t covered by your insurance policy
- Loss is outside of your period of coverage
- You didn’t meet a condition of your coverage
It all comes down to the details of your policy. Even if you receive a denial, you shouldn’t automatically give up. It would be best if you reached out to an experienced property claims attorney to determine the validity of an appeal and your options.
What is a bad faith denial?
If an insurer tries to avoid paying a legitimate claim, this could be a bad faith denial. In some cases, you can sue insurance companies for bad faith denials. This would lead to additional compensation beyond simply the cost to repair your property. Your attorney will need to review your denial to determine if it was done in bad faith.
Hire an experienced attorney today
If you have received an Access Home Insurance claim denial, you need to reach out to our offices immediately. We need to review your case and file your appeal within a specific time frame. You should schedule your free consultation today so that we can begin the process of your appeal.