If your insurance company is denying your claim, you have no time to lose. A denial can feel like the end of your case, but you still have options. You have the right to appeal your decision, and an experienced insurance claim attorney can help you file. Once you receive a denial, you only have a limited amount of time to be able to file an appeal. It can be devastating hearing that your claim was denied, especially since you have bills to pay. We understand how important your claim is, which is why we need to get started on the appeal process immediately. Remember, an experienced attorney can appeal your denial and still get you the compensation you need.
Scott, Vicknair, Hair, and Checki are a group of experienced lawyers that successfully handle insurance claim denials. If you have received a Bankers Specialty Insurance Company claim denial, you should contact our offices immediately. We thoroughly research your case, and in some cases, hire independent contractors to assess your damage. It’s essential that we fully understand all facets of your case so that we can win your appeal. Contact our offices so that you can schedule your free consultation.
Reasons that your claim could be denied
There could be many valid reasons why your insurance company could deny your claim:
- You didn’t have coverage in your policy over your damage. For example, if your house was vacant before the damage occurred, this could exclude coverage for your damages.
- If you didn’t file your claim on time, your insurance company could deny it.
- You are not paying your premium.
- You lied or misrepresented information in your claim.
When your claim is denied, your insurance company will send you information about this denial. It’s essential to take this letter to your attorney when you’re filing your appeal. If your rejection is not valid, we will build a case to win your appeal. You need an experienced attorney to research your claim to determine whether the denial was credible.
What does bad faith mean?
If your insurance company acted in bad faith, it means that they have denied your claim without a valid reason. Sometimes, insurance companies will deny your claim, even though they are legally responsible for the coverage. If we determine that your insurance company has acted in bad faith, we can recover additional expenses in addition to your claim. Some of those damages could include:
- Financial loss, including your attorney fees.
- Emotional distress from a denied or delayed claim due to the company’s bad faith.
- Punitive damage or civil penalties.
A denied property claim requires an experienced attorney
Handling an appeal on your own is a huge mistake because you don’t have experience handling these cases. Your insurance company will take advantage of the fact that you don’t know what you’re doing. A skilled attorney can protect your interests and effectively handle your case. If you’ve received a Bankers Specialty Insurance Company claim denial, you need to contact us immediately. Let’s begin building your appeal to get you the claim that you deserve.