Has Fireman’s Fund Insurance Company denied your claim? This insurance company has many prestigious clients, but they still operate like any other insurance company. No matter how long you have been a customer, any insurance company is going to act like a business above everything else. Although they sell the image of being family, they are going to work for their best interests before yours.
So, to protect themselves, they will deny or only partially payout claims. If you’ve received a Fireman’s Fund Insurance Company claim denial, your next step would be an appeal. We recommend hiring an experienced insurance claim attorney to handle your case. Remember, you only have a short amount of time to file your appeal, so you need to start the process immediately.
Scott, Vicknair, Hair, and Checki is an experienced law firm that has handled a wide variety of insurance claim denials. Most insurance companies operate the same way, whether they are the largest in the country or smaller operation. Insurance companies are known to deny claims.
So, it would be best if you weren’t frustrated that you have received a denial. However, it would help if you were proactive in winning your appeal. Hiring an experienced attorney will give you a better chance of success. You need to contact our office today to go over the details of your case.
Why was my claim denied?
You should have received a letter in the mail stating the reason for the denial. A quick search online will show you many cases where policyholders have taken Fireman’s Fund to court. This is common with many insurance companies. There are situations where insurance companies act in bad faith, so they deny your claim when they were legally obligated to pay.
A skilled attorney will review your claim and denial to determine if the insurance company acted in bad faith. We understand that you need compensation to pay for your damages so that you can move forward. We will work effortlessly to ensure that we build you the most definite appeal possible, to get you compensation for those damages.
What are the common reasons claims get denied?
Insurance claims can often be a gray area cases. For example, if you can’t determine the exact cause of your damages, your claim could be denied. Sometimes, it takes a little bit more research to strengthen your claim. An experienced attorney has many resources at their disposal to handle your case. Some of the most common reasons an insurance claim is denied include:
- Lapse of payment in the premium
- The deductible not exceeding the cost of the damage
- The damage occurred because of wear and tear
- Missed deadlines
- Your policy doesn’t cover damage
Many people think that an insurance policy is all-encompassing, and they don’t read the fine print of their coverage. Your insurance company will use this to their advantage while they deny your claim. It would help if you had someone on your side that can represent your interests in your appeal. Don’t hesitate to hire an experienced insurance claim denial attorney.
Don’t go into your appeal unprepared
You’ve already lost your initial claim, so don’t gamble with your appeal. An experienced attorney can help guide you through the process and give you advice. Contact our office to schedule your free consultation.
We look forward to speaking with you.