Liberty Mutual Claim Denied
Ranked as the #8 worst insurance company in the country, it’s natural that you would be having problems with Liberty Mutual. Even though you chose a company that looked trustworthy, you have picked another insurance company that wants to make as much money as possible. Just like Allstate, Liberty will put off your claim and payment, or they will deny your claim without cause.
Even though this company makes more than enough money to pay out claims, they want to spend the lowest amount possible. Liberty is also over Safeco and America First, which we have already discussed. So, choosing to take part in any of these companies in this insurance family is bad news. If you have received a notice of a denial, the first thing you need to do is contact us.
Scott, Vicknair, Hair, and Checki isare one of the leading firms in insurance claim denial cases. We understand what it is like to need compensation and receive a denial of your claim. Few people have an emergency bank account that can cover large emergencies, which is why we pay for insurance.
Even if you have received a denial, it doesn’t mean that your case is over. We will review your claim and denial to determine what your options are. However, we only have a limited amount of time that we can use to file your appeal. So, you should contact our office today to schedule your appointment.
Aren’t insurance companies there to protect you?
This is a common misconception. Even if you have had your policy with Liberty for decades, they’re going to treat you the same as any other customer. They see a claim, and all they care about is the amount. They will try to deny your claim before they would ever agree to pay it.
However, your insurance company is responsible for paying your claim. When you buy an insurance policy, you enter into a contract with your insurance company. As long as you are paying your premium, your coverage is valid. Receiving a payout for damages can be a little trickier. Your policy must cover the type of damage if you hope to receive compensation for your claim.
What are some examples of bad faith practices?
Denying a claim without a proper investigation is the perfect example of an insurance company acting in bad faith. Bad faith can also include if your claim or payment is delayed. Or, if your insurance company fails to interpret the terms of your policy adequately, this can also be an example of bad faith. So, you see that there can be significant room for error in a denial. Don’t give up just because you have received a denial of your claim; you have the right to appeal.
It would be best if you had an experienced attorney on your side
We will examine all aspects of your case to ensure that we can build you the most definite appeal possible. Hiring an insurance claim attorney will help you improve your odds of winning your appeal, and they can speak to your insurance company on your behalf. Contact our office today to schedule your appointment so that we can go over your options.