There are many different providers of casualty insurance that you can choose from, such as Texas-based Republic Fire and Casualty Insurance. This company has policyholders in many locations. They are a subsidiary of AmTrust Financial, which is typical for many of these local insurance outfits.
Sometimes, if you can’t get approved for the larger insurance company, they will assign you with a smaller subsidiary. So, once you have this policy, you expect that you’ll be covered in the event of any accidents or catastrophes. After all, owning a home is one of the most significant investments that you will make in your life, so it’s essential to protect it. What do you do if your claim is denied? This is when you need the help of a skilled property claims attorney.
Scott, Vicknair, Hair, and Checki are some of the most experienced attorneys in insurance claim denial cases. We understand how frustrating a denial can be when you have damages to repair. It’s very easy for the home that you love to become a construction site.
Most people don’t have extra money to cover these expenses. So, we rely on our insurance policies to cover us in our time of need. If you have received notice of a Republic Fire and Casualty Insurance Company claim denial or if Republic is underpaying you, you only have a limited amount of time to file your appeal. You should contact our office immediately to discuss your case. We are one of the few attorneys in Louisiana that have actually taken Republic to jury trial.
What can an experienced attorney do for me?
You’ve already handled your original claim, and it ended in a denial. It would be best if you were more aggressive with your appeal. An insurance claim denial can be frustrating, but a skilled bad faith insurance attorney can help you strengthen your case. We will research all aspects of your damages, and even hire an independent appraiser to evaluate your losses. We must be very specific in the value of your damages so that your insurance company has no reason for the denial. These cases can be very complicated, so we make sure that we build you the most definite appeal possible.
What happens if my claim is lower than expected?
This is a common tactic by insurance companies, so you shouldn’t be surprised. It’s essential to know your rights and that you can file for supplemental coverage. Just because your insurance company doesn’t agree with the amount of your claim, doesn’t mean that you shouldn’t receive it.
An insurance company will deny or only pay partial claims to save themselves money. Most policyholders don’t even understand their rights, or that they can appeal the process. An attorney will be able to advise you of your options when you present them with the information about your claim.
It would be best if you didn’t have to handle your appeal alone.
The entire process of filing a claim and appeal can be tedious, and having professional help can increase your odds of winning your compensation. If you have received an insurance claim denial, you need to turn to the experts. Contact our office today to schedule your appointment.
We look forward to handling your case.