State Farm Claim Denial
When you think of leaders in the insurance industry, State Farm is one of the most well-known. You can hardly turn your television on without seeing an ad for State Farm insurance. So, when you buy from a renowned provider, you expect to get the best coverage. However, this isn’t always the case.
Did you know that State Farm has been ranked as one of the worst insurance providers in the country? This company is making lots of money annually, probably because their rate of claim denials is so high. If insurance companies don’t pay out claims, then they don’t lose money. If you have a State Farm claim denial, you have no time to lose. You need to hire an experienced attorney as soon as possible.
Scott, Vicknair, Hair, and Checki are a firm of skilled insurance claim lawyers. Sometimes, when submitting your claim by yourself, you miss information. You probably even miss things that you are entitled to such as Additional Living Expenses. When it comes to an appeal, you don’t want to take that chance. So, you need to hire an attorney to handle your case. When you purchase insurance for significant assets, like your home, you expect coverage if you ever need to file a claim.
However, handling your appeal can be just as important as initially filing your claim. So, if you have received a denial or an underpayment by State Farm, you need to contact us immediately. We offer free consultations so that you can discuss the details of your claim.
Did State Farm act in bad faith?
When you speak with your attorney, they will review all the information on your claim and denial. There are some instances where claims are denied because of clerical errors. However, other claims are denied without a valid reason. These claims are denied in bad faith. Your insurance company enters into a contract with you the minute that you purchase a policy.
As long as you uphold your end of the contract, they are legally obligated to uphold their end of the contract. So, as long as your insurance policy covers your damages, they are required to give you coverage. Your attorney will be able to review your claim and advise you on the steps you need to take. Even if the denial was legal, you still can appeal.
How can an attorney help me with me case?
Since you’ve already lost your claim, you don’t want to risk losing your appeal. You have damages that need compensation, so you need an attorney. We have experience handling cases with many different insurance companies. We also speak to these insurance companies daily. So, we can streamline the process; that way you’re not waiting forever. It would be best if you began repairs on your house, you shouldn’t have to wait any longer.
Most insurance companies don’t expect you to hire a lawyer
Many policyholders don’t even go through with an appeal, because they feel like they’ll lose again. You shouldn’t get overwhelmed by your denial. At least use our free consultation to go over the details of your case. You need to know your rights and options. Contact our office today to schedule your appointment.