Most insurance companies will give anyone a policy, but not USAA. You must be in the military or an extended family member of someone in the military to qualify. In fact, of the larger insurance companies, USAA is one of the highest-rated. However, we all know that insurance companies are focused on profit.
Since USAA does make billions of dollars taking care of active and former service members, you would think they would treat their policyholders better. Unfortunately, they still have high rates of denials and low settlement offers. If you have received a USAA claim denial or underpayment, you need to act fast. Contact our offices today to speak to an experienced insurance claim attorney.
Scott, Vicknair, Hair, and Checki is a skilled law firm that successfully handles many insurance claim denial cases from top companies all across the country. So, we are experienced in handling USAA claims from frustrated customers.
Having damages in your home can be overwhelming, especially when you need your claim to cover the repairs. It can feel like you’re waiting forever, and living in the middle of a construction site is never easy. You deserve to have your appeal process streamlined, so you can get the money you need. Contact us today to schedule your free consultation to discuss your USAA claim.
Even USAA can act in bad faith
Most insurance companies are guilty of performing bad faith practices occasionally. These practices are illegal and could be the reason for your denial. Did you know that your insurance policy is a contract between you and your insurance company? You state that you will pay your premiums, and your insurance company will cover damages covered in your policy. So, if your insurance company refuses to uphold their end of the contract, then they are likely acting in bad faith. There are other instances of bad faith that include:
- Delaying the decision of your claim
- Not paying out your claim on time
- Not investigating your claim thoroughly
- Denying damages that are covered in your policy
These are only a few of the ways that USAA could deny your claim in bad faith. Sometimes big insurance companies get overwhelmed because there are thousands of claims annually. So, some of the bad faith denials could be accidents. However, most bad faith claim denials are to save insurance companies money. If USAA pays out every claim that they receive, then they would take a massive hit in their profits.
USAA is a business above everything else
Although this insurance company specifically caters to the military, they are not a non-profit. They are focused on profit, which means denials are part of the process. Remember, they can deny your claim just as quickly as any other insurance company. If you are having issues, don’t feel like you’re the only one. Many USAA customers struggle with denials every year.
It would be best if you had a lawyer that can fight USAA
We have experience handling many denied insurance claims from USAA. If you have received a denial, you should contact us as soon as possible. We only have a limited amount of time to build your appeal. Contact our offices today to schedule an appointment.