Zurich American Insurance Company is one of the harshest insurance companies in the industry. So, if you have them as a provider, you may have claims that are denied. They hire their own lawyers to go around the country and monitor other law firms that defend them, just to make sure they are doing a good job at defending insurance claims. There are many policyholders that complain about Zurich.
So, if you have received notification of a Zurich American Insurance Company claim denial or underpayment, don’t feel alone. This insurance company has provided much coverage to policyholders in Texas, but now there are customers in various parts of the country including Louisiana. If you’re facing a denial, then you need to reach out to the professionals. An experienced bad faith insurance attorney can make or break your appeal.
Scott, Vicknair, Hair, and Checki is a law firm that specializes in insurance claim denial cases. We recommend that you hire an experienced insurance claim attorney the minute you find out about your denial or underpayment. We only have a short window of opportunity to file your appeal, so we need to get started as soon as possible.
We offer a free consultation so that you can discuss the details of your claim confidentially. Remember, a denial isn’t the end of your case, because you still have options left. Don’t give up on the compensation that you deserve.
What types of claims has Zurich American Insurance denied in the past?
Many customers of Zurich have complained about having their claims denied. Some of which have included:
- Claims denied because of storm damage
- Roofing claims denied (for poor homeowner maintenance)
- Denied claims involving hail, rain, and flood damage
- Denied fire claims (where the owner is seen at fault)
- Delaying the processing of claims as well as payment
These are just some examples of the types of claims that Zurich has denied. It’s really up to your insurance company to determine whether your policy covers your damage. Then, if you’re facing a denial, your lawyer can let you know if your insurance company was valid in their decision. If the insurance company was wrong, then you want an experienced attorney to take them to task.
What is bad faith?
When an insurance company refuses to cover a valid claim, they are acting in bad faith. When you pay for an insurance policy, you are entering a contract with your insurance company. You agree to pay your premiums, and they’ll agree to cover your claim if your policy covers it.
However, insurance companies are known to deny claims to save themselves money. Many policyholders don’t realize that a denial can be illegal. You can ask your attorney to review all aspects of your claim and denial to ensure that your insurance company acted legally.
You deserve support during your claim
You have already handled a denial on your own, and the entire process can leave you feeling overwhelmed. Hiring an attorney will help you build the most decisive appeal possible, and it takes the stress off of your soldiers. To give yourself the best chance at winning your appeal, you need someone who can effectively represent you against your insurance company. If you are facing a denial, you need to contact us immediately. Call our office to set up your appointment.